Tune into any personal finance programme these days and the vast majority of today's money experts will tell you that, in order to become wealthy, you have to cut your credit cards up immediately and save, save and save by putting the maximum amount of your salary into your retirement plan. While these plans might work for some people, Robert Kiyosaki urges readers to take a different approach to financial freedom. That starts by learning how to get rid of our what he calls 'bad debt' (such as credit card bills, health bills and other unsecured debt) and learning how to maximise 'good debt' such as a home mortgage or other investments. Kiyosaki outlines how you can accomplish this without having to resort to cutting up your credit cards.